Banks amaze and astound me.
I was looking at increasing the loan amount on my bond so went in to the bank to enquire. They said to do that they need proof of income, like a pay slip???? Uhm, ok, that’s all very well and fine but I bank with them. Surely if anyone can see what my income is it is them! I have had the same bank account since I was 5, that means that for the past 33 years they have been able to see what my income is! Nope, that is not good enough, they need a recent pay slip! They can’t do anything without a pay slip!
But while I was there I figured I would find out about reducing my bank charges. I found out that I am on the standard rate, but then you also get a discounted rate…. So unless I had enquired I would not know or get it. Surely if they can offer a discounted rate when you enquire, they should just offer that as a practice. Apparently not!
Oh well, at least I got one more thing done on my 2011 to do list!